Over the past few years, my parents and I unintentionally started a new tradition when I visited for the holidays. A few evenings during my trips, we gathered in the family room after dinner and turned on the TV.
With my dad in his favorite armchair and my mom in her usual place on the leather sofa, often with a golden retriever curled up beside her, I snuggled underneath a blanket in a rocking chair on the other side of the room. My mom picked up the remote and deftly navigated to Netflix.
Moments later, the opening melody of a festive show played through the speakers⌠A holiday episode of âThe Great British Bake Off!â
Mesmerized by the contestantsâ skills, as well as their witty banter and charm, we sped through each one and marveled at their creations for every baking challenge. Beautifully iced cookies, intricately decorated cakes, meticulously crafted sugar work, and delicately twisted pastries filled the screen⌠If only they filled our stomachs too!
Although incredibly impressive and inspiring, reality sank in shortly after seeing the winners celebrated and crowned. I wouldâve loved to spend hours making the same festive and elaborate treats, just like those bakers, but with my jam-packed schedule during the bustling holiday season, I lacked the time!
Instead, I often turn to simpler things, like this healthy oatmeal gingerbread loaf. Itâs much faster and easier to make than those âGreat British Bake Offâ creations, but itâs just as festive and flavorful!
Also, unlike most of the dessert-oriented recipes on the TV show, this quick bread is completely healthy enough for breakfast! And gingerbread for breakfast is the perfect way to start any morning during the holiday season⌠Especially Christmas Day!
QUICK OVERVIEW â HEALTHY OATMEAL GINGERBREAD LOAF
Difficulty: Mainly easy, including for many beginner bakers.
Taste: Festive and cozy with comforting oats and warm spices throughout.
Texture: Soft, moist, and tender.
KEY INGREDIENTS TO MAKE A HEALTHY OATMEAL GINGERBREAD LOAF
Letâs go over what youâll need to make this healthy oatmeal gingerbread loaf! I have a feeling your kitchen already holds some of these items, if not most or even all. Many are common baking ingredients!
Oats. As predictable as a visit from Santa on Christmas Eve! To make this healthy oatmeal gingerbread, youâll need oats⌠More specifically, instant oats. Theyâre also called âquick cookingâ and âone minuteâ oats. Because someone usually asks, theyâre not the ones that come in individual packets with flavors like maple brown sugar or apple cinnamon!
Just like old-fashioned rolled oats, instant oats contain just one ingredient: oats. However, theyâre smaller and thinner than old-fashioned rolled oats. This is very important! That size difference means instant oats soften faster, which gives your oatmeal gingerbread loaf the best soft and moist texture.
Hint: You can typically find instant oats right next to the old-fashioned rolled oats at the grocery store. If you donât see any bags or containers labeled âinstant oats,â then look for one of their other names: âquick cookingâ or âone minuteâ oats.
Tip: If youâd like to make your healthy oatmeal gingerbread loaf gluten-free, then substitute certified gluten-free instant oats. They work perfectly!
Hint: This is why I also use instant oats to make almost all of my healthy oatmeal cookie recipes. They yield an amazing soft and chewy cookie texture too!
Flour. I tested this recipe with regular whole wheat flour and white whole wheat flour. Yes, the latter does exist â and itâs not just a combination of regular whole wheat flour and white (aka all-purpose) flour!
Here in the US, white whole wheat flour is made by grinding a special type of white wheat, whereas regular whole wheat flour comes from a heartier variety of red wheat. They have similar health benefits, like extra fiber and micronutrients, but because of its color and composition, white whole wheat flour has a lighter taste and texture, closer to that of all-purpose flour.
Hint: Itâs like the difference between red and green grapes. Noticeably different appearance, slightly different flavor, but similar health benefits!
Both regular whole wheat flour and white whole wheat flour yielded beautifully moist and tender loaves, but I noticed the spices really sang in the gingerbread made with white whole wheat flour. The slightly nutty undertones from regular whole wheat flour muted the spicesâ flavor a bit. That gingerbread still tasted cozy and delicious â and we polished it off just as quickly! â but given the choice, I prefer white whole wheat flour to let the festive gingerbread spice flavor truly shine.
Spices. And speaking of spices⌠Youâll need a few! First comes ginger, which creates half of the iconic cozy gingerbread taste. (More on the other half soon!) Then cinnamon, nutmeg, and cloves round out the spice profile and yield an extra comforting richness and depth.
Tip: I highly recommend Saigon cinnamon! Itâs slightly stronger, richer, and sweeter than regular cinnamon, and itâs really affordable too. Many stores now stock it, but I generally buy mine online here. Itâs basically the only cinnamon I now use in my baking!
As written, this gingerbread quick bread has a really warm, cozy, and balanced spice flavor. Thatâs completely intentional â I know that not everyone shares my love of extra spicy gingerbread! I often sneak in more ginger, and youâre welcome to do the same if you also prefer a stronger spice taste in your gingerbread treats. Thereâs something so irresistible about that zip of flavor, especially during the holidays!
Unsalted butter or coconut oil. Just a small amount! A bit of butter or coconut oil boosts the soft and moist texture while still keeping this healthy oatmeal gingerbread low calorie and low fat. They both work equally well, so feel free to use whichever one you normally keep on hand!
Egg whites. A common baking staple! Here, the egg whites serve two functions. First, they act like glue and hold the batter together. Second, because whites contain the majority of eggsâ protein, they also provide structure, which helps prevent the loaf from collapsing while cooling.
Greek yogurt. This is one of my favorite ingredients in healthy baking! Iâve used Greek yogurt to make everything from quick breads and muffins to pancakes and scones to cakes and cupcakes to brownies and pies⌠And even frosting and whipped cream!
In this healthy oatmeal gingerbread loaf recipe, Greek yogurt provides the same moisture as extra butter or oil but for a fraction of the calories. It also adds a protein boost, which helps the loaf stand nice and tall while cooling (along with the egg whites!).
Molasses. I alluded to this earlier⌠Ginger creates half of the iconic gingerbread flavor, and molasses provides the other half! Itâs a thick, dark, viscous liquid with earthy and caramel-like undertones. Molasses is a key component of virtually all gingerbread-flavored recipes â especially cut-out gingerbread cookies!
For this healthy oatmeal gingerbread loaf, you need regular unsulphured molasses. Donât use blackstrap molasses! Itâs substantially more bitter, which can ruin the flavor. For the best results, stick with regular unsulphured molasses!
Hint: Many grocery stores stock molasses alongside granulated and brown sugar, but a few place it with the maple syrup on the breakfast and cereal aisle.
Sweetener. Because molasses alone fell short of providing enough sweetness, I also added a splash of liquid stevia to the batter. Stevia is a plant-based, sugar-free, no-calorie sweetener that contains nothing artificial or refined (aka itâs clean eating friendly!). Itâs also highly concentrated. You only need 1 teaspoon for this entire healthy oatmeal gingerbread loaf!
Tip: Many stevia brands and products have different sweetness levels, so theyâre not necessarily 1-for-1 substitutes for each other. I highly recommend using the same one that I do for the best results! Many health-oriented grocery stores offer it, but I generally buy it online here because thatâs the best price Iâve found. Youâll also use liquid stevia to make all of these recipes of mine!
Milk. Almost any kind will work, so feel free to reach for whatever currently sits in your fridge. I typically use nonfat milk or unsweetened vanilla almond milk. Both perform beautifully and yield irresistibly moist and soft loaves!
HOW TO MAKE A HEALTHY OATMEAL GINGERBREAD LOAF
Now that youâve assembled your ingredients, letâs chat about how to make the best healthy oatmeal gingerbread loaf. As I promised earlier, this recipe is easy and straightforward. I also have some tips to ensure your gingerbread turns out perfectly moist and flavorful!
Measure correctly. Itâs just like the Christmas carol proclaims⌠âHe sees you when youâre sleeping, he knows when youâre awake, he knows when youâve measured everything right â so be good for goodness sake!â
âŚokay, so maybe thatâs not the most traditional version. But how this loaf turns out will let you know when youâve been âbad or goodâ with your measuring â so itâs important to measure everything correctly!
For the flour and oats (yes, the oats too!), use this method or a kitchen scale. (â Thatâs the one I own!) Do NOT scoop either one directly from its container. This can result in adding up to 1 ½ times as much as is called for in the recipe. That will throw off the ratio of wet and dry ingredients, which will yield a dry and bland loaf. This is particularly true of the oats! They act like little sponges and soak up lots of moisture from the batter. Yet if you measure them properly with one of these two methods, your healthy oatmeal gingerbread loaf will turn out soft, moist, and flavorful.
For the molasses and milk, use measuring cups â not a kitchen scale! Although some kitchen scales offer fluid ounces as an option, that only works for liquids with a density of exactly 1.0g/mL (like water). Since milk and molasses have different densities, youâll need to look up the exact density of yours to convert it into grams⌠Or just use measuring cups. Theyâll be faster and more accurate!
Mix by hand. Give your stand mixer and hand-held mixer the day off! They tend to overmix low-fat batters, like this one. Overmixing yields a tough, gummy, rubbery, or dense texture⌠Not good!
Instead, use a whisk where explicitly instructed, and use a fork for everything else. Thatâs right â a fork! The open space between a forkâs tines allows the ingredients to pass through and mix more efficiently, compared to the wide flat sides of spatulas and spoons. This also helps guard against overmixing, so your healthy oatmeal gingerbread loaf will turn out soft and tender. Itâs one of my trusty baking tricks!
Soak the oats. Iâve already built this into Step 2 of the recipe, but I wanted to explain why. To begin, youâll mix the oats with Greek yogurt and molasses. This lets the oats start soaking up moisture ahead of time, so they begin to soften earlier (just like how my overnight oats recipes work!). By doing this and letting the oats sit in that yogurt âbathâ while you measure and stir together the rest of the ingredients, your gingerbread loaf turns out incredibly moist and tender.
Bake. Itâs almost time! Before you slide your pan into the oven, cover the top with foil. I try to âbumpâ up the foil in the center so thereâs no danger of it touching the batter as the loaf rises. This foil tent prevents the loaf from browning too quickly on top. It also yields a rounded dome, rather than a jagged or uneven one, by ensuring that steam escapes more evenly.
Partway through, youâll remove the foil. Be careful and work quickly! If you leave the pan out of the oven for too long, the loaf will begin to sink, and it wonât recover. Then slip the pan back in the oven to let your gingerbread finish baking.
Cool + rest. Yes, this is mandatory. Yes, it feels like torture. Especially with the cozy and oh-so-tempting aroma of freshly baked gingerbread filling the kitchen and wafting throughout the entire house. Yet your loafâs structure hasnât fully set until it has completely cooled, so wait until your healthy oatmeal gingerbread has completely reached room temperature before cutting yourself a slice for the best moist and tender texture.
Tip: If you can find the willpower to wait 24 hours, the flavors meld and marry as the loaf rests, which yields an even better taste the next day. I highly recommend it!
FAQS ABOUT THIS HEALTHY OATMEAL GINGERBREAD LOAF
Is this healthy oatmeal gingerbread loaf gluten-free, clean eating, low fat, or low calorie?
Yes â to everything! When made as written, this gingerbread loaf is naturally clean eating, low fat, and low calorie (compared to more traditional recipes!). It also has no refined sugar, and Iâve included how to make it gluten-free in the Notes section of the recipe.
Can I use old-fashioned rolled oats?
In a pinch â but pop them in a blender or food processor first! Pulse them a few times or until theyâre â
to Âź of their original size. That makes the old-fashioned rolled oats much closer to the size of instant oats, so your healthy oatmeal gingerbread loaf should have a similar moist and tender texture.
What about a different flour?
Yes again! Regular whole wheat flour, whole wheat pastry flour, and all-purpose flour all work. (See the âFlourâ header in the âKey Ingredients to Make a Healthy Oatmeal Gingerbread Loafâ section above for more info and why I prefer white whole wheat flour!)
Or a different milk?
Sure thing! Almost any type will work, so feel free to use whatever milk currently sits in your fridge.
Can I use a different sweetener?
Of course! I understand liquid stevia doesnât work for everyone, so Iâve included some different options in the Notes section of the recipe.
Is there something I can substitute for the molasses?
I donât recommend replacing the molasses with something else, if at all possible. Its rich flavor and caramel-like undertones create half the iconic gingerbread taste. (See the âMolassesâ header in the âKey Ingredients to Make a Healthy Oatmeal Gingerbread Loafâ section above for more info!)
However, I do understand itâs not always possible to find regular unsulphured molasses, especially in other countries. If you can find something like black treacle, that would be the next closest thing. Otherwise, you can substitute pure maple syrup, agave, or honey. Theyâll all yield the same texture, but just keep in mind that the flavor will be different and your loaf wonât have quite a âtrueâ gingerbread taste.
Can I use whole eggs?
Absolutely! Just reduce the milk by 1 tablespoon to compensate for the added volume from the yolks.
My loaf turned out bland or dry. Do you know why?
There are a few common culprits. The first is too much flour or too many oats. That throws off the ratio of dry and wet ingredients, which yields both a dry and bland loaf. The second is not enough molasses or milk, which creates the same result. Make sure youâre measuring each of these properly! (See the âMeasure correctlyâ header in the âHow to Make a Healthy Oatmeal Gingerbread Loafâ section above for more info.)
Third, donât skip the foil on top. That helps the loaf rise and bake more evenly, and it also prevents the top from drying out and burning.
Finally, donât overbake your gingerbread! That also results in a dry loaf. Try pulling it out of the oven a bit sooner. Itâs done baking when the top feels firm to the touch and a toothpick inserted into the center comes out clean or with a few crumbs attached.
Mine collapsed while cooling. Why is that?
There are a couple of typical suspects here as well. First, removing your loaf from the oven before itâs fully baked will make that happen. If it looks underdone on the inside â or thereâs a gooey strip sitting just above the bottom crust when you cut into it â try baking your loaf longer next time. That should help!
Next, too much liquid in the batter will also make the loaf collapse while cooling. Make sure youâre measuring the molasses and milk properly! (See the âMeasure correctlyâ header in the âHow to Make a Healthy Oatmeal Gingerbread Loafâ section above for more info.)
Finally, donât substitute 1 large egg for both egg whites! This loaf requires both egg whites. Their protein helps the loaf hold its shape while it cools.
Can I make it as mini loaves to give as gifts?
Thatâs so thoughtful of you! Mini loaves should work. Bake them at the same temperature, and begin checking on them after about 20-25 minutes. They may require a bit more time to finish baking, depending on the size of your mini loaf pans, but theyâre done when the top feels firm and a toothpick inserted into the center comes out clean or with a few crumbs attached.
Whatâs the best way to store this healthy oatmeal gingerbread loaf? And how long will it last?
Store it in the refrigerator tightly wrapped in plastic wrap (I prefer this brand because it seals more tightly than any other that Iâve tried!) or inside of an airtight container. It should keep for a few days, if not closer to a week. Iâve also frozen individual slices, and they thawed beautifully!
Perfect for the festive holiday season! And maybe even all winter long⌠What do you think?? And when you make your own, remember to snap a picture and share it on Instagram using #amyshealthybaking and tagging @amyshealthybaking IN the photo itself! (That guarantees Iâll see your picture! đ ) Iâd love to see your healthy gingerbread oatmeal loaf!

Healthy Oatmeal Gingerbread Loaf
Ingredients
- ž cup (75g) instant oats (gluten-free if necessary and measured like this)
- ½ cup (120g) plain nonfat Greek yogurt
- Âź cup (60mL) molasses (not blackstrap!)
- 2 cups (240g) white whole wheat flour or gluten-free* flour (measured like this)
- 1 tbsp (5g) ground ginger (see Notes!)
- ž tsp ground cinnamon
- Âź tsp ground nutmeg
- Âź tsp ground cloves
- 1 ½ tsp baking powder
- ž tsp baking soda
- Âź tsp salt
- ½ tbsp (7g) unsalted butter or coconut oil, melted and cooled slightly
- 2 large egg whites, room temperature
- 2 tsp vanilla extract
- 1 tsp liquid stevia (see Notes!)
- 1 cup (240mL) nonfat milk, divided
Instructions
- Preheat the oven to 350°F, and coat a 9x5â loaf pan with nonstick cooking spray.
- In a medium bowl, stir together the oats, Greek yogurt, and molasses. In a separate bowl, whisk together the flour, ginger, cinnamon, nutmeg, cloves, baking powder, baking soda, and salt. In a third bowl, whisk together the butter or coconut oil, egg whites, vanilla, and stevia. Add in the oat mixture, stirring until no large lumps remain. Stir in ½ cup of milk. Alternate between adding the flour mixture and remaining ½ cup of milk, beginning and ending with the flour mixture, and stirring just until incorporated. (For best results, add the flour mixture in 3 equal parts.)
- Spread the batter into the prepared pan. Cover the top with foil, and try to push up the foil in the center to ensure it doesnât touch the batter while baking. Bake covered at 350°F for 45 minutes. Acting very quickly, remove the pan from the oven, and remove the foil. Immediately put the pan back in the oven, and continue baking the gingerbread for an additional 30-35 minutes (for a total of 75-80 minutes) or until a toothpick inserted into the center comes out clean or with a few crumbs attached. Cool in the pan for 10 minutes before carefully transferring to a wire rack to cool completely.
Notes
View Nutrition Information + Weight Watchers Points
You may also like Amy’s other recipesâŚ
⥠The Ultimate Healthy Gingerbread Cookies
⥠Healthy Classic Gingerbread Loaf
⥠Healthy Gingerbread Oatmeal Scones
⥠Healthy Gingerbread Oatmeal Breakfast Cookies
⥠Healthy Gingerbread Oatmeal Snack Cake
⥠Healthy Gingerbread Oatmeal Muffins
⥠âŚand the rest of Amy’s healthy gingerbread recipes and healthy quick bread recipes!






















I love this simple but festive treat Amy! Looks like perfection.
You’re so sweet â thank you, Ashley! That really means a lot. ⥠I hope you and your family are having a wonderful holiday season!